Protect your wealth
Diversify large stock holdings strategically
Mitigate risk, preserve wealth, and unlock financial flexibility with Summitry’s tailored diversification strategies.
Past clients include employees of companies such as: NVIDIA, META, OpenAI, Zoom, and many more.
A large position in a single stock exposes your portfolio to countless vulnerabilities. Summitry helps you reduce that risk by building smart, tax-efficient diversification strategies—especially within California’s complex tax system. Our goal is to protect your wealth and position it for long-term growth.
MANAGING THE RISK BEHIND YOUR LARGEST HOLDINGS
HOW WE HELP
Equity Compensation Planning: We develop tailored strategies to minimize tax liabilities associated with RSUs, ISOs, ESPPs, and other stock options, facilitating a smoother transition from concentrated holdings to a diversified portfolio.California-Specific Advice: From high state income taxes to community property laws, California presents unique planning challenges—and opportunities. We tailor diversification strategy recommendations to reflect the nuances of living and working in the Golden State, helping you make informed decisions that align with both your financial goals and local regulations.Smart Diversification: We don’t believe in one-size-fits-all. Clients come to us with everything from fresh IPO shares to decades of accumulated stock. In every case, we help diversify with intention—balancing risk, liquidity, and long-term goals. Our strategies use tools like hedging, gifting, and timing to help you make the most of your position.Charitable Giving Strategies: Implementing tools like Donor-Advised Funds (DAFs) and Charitable Remainder Trusts (CRTs), we enable you to reduce concentrated positions while achieving philanthropic goals and receiving tax benefits.Comprehensive Wealth Integration: Our holistic approach ensures that diversification strategies are seamlessly integrated into your overall financial plan, considering estate planning, retirement goals, and more.
Why Choose Summitry for Diversifying Concentrated Stock
SUMMITRY
- Expertise in managing concentrated stock positions, particularly for tech industry professionals
- Customized strategies that consider your unique financial situation and goals
- In-depth understanding of California's tax complexities
- A dedicated team offering continuous support and transparent communication
- Recognition as one of America's Top RIAs by Financial Advisor Magazine
The America’s Top RIAs was presented on July 12 for the 2024 year by Financial Advisor Magazine. Summitry did not pay to participate in this award. For more information on how this award was tabulated, please see here.
OTHER FIRMS
- Broader, more generalized investment strategies that may lack personalization
- Varying levels of experience with equity compensation and concentrated stock
- Limited focus on state-specific tax issues
- Service models that may offer less proactive
- Opaque fee structures and potential hidden costs
These observations are based on Summitry’s understanding of common industry practices and may not apply to all firms. Clients are encouraged to evaluate any advisory relationship based on their specific needs and circumstances
CLIENT STORIES
How summitry helped one client reduce concentrated equity risk
Summitry’s advisory team developed a holistic financial strategy that addressed both their portfolio risk and philanthropic priorities.
Feeling Overwhelmed by Concentrated Stock Risks?
Managing a significant position in a single stock can be daunting, especially considering tax implications and market volatility. Summitry seeks to simplify this process, offering clear strategies to diversify your holdings effectively while minimizing tax burdens.
about us
Summitry is a Bay Area wealth management firm specializing in personalized financial planning and investment strategies. We help entrepreneurs, equity holders, and high-net-worth individuals navigate the challenges of California’s tax environment while building a future they can feel confident about.
We believe in proactive, transparent, and strategic financial planning that empowers our clients to thrive. Let us help you make the most of your hard-earned wealth.
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