Executive Financial Planning for Leaders Who Have Outgrown Generic Advice

SUMMITRY: BUILT FOR WHAT YOU'VE BUILT

At the executive level, financial decisions are larger, tax exposure is higher, and the cost of fragmented advice compounds faster. Many wealth management plans are not built for this.

 

Summitry works with senior leaders to help integrate every dimension of their financial lives into a single, coordinated plan that operates at the same level they do.

TALK TO AN EXECUTIVE FINANCIAL ADVISOR WHO SEES THE WHOLE PICTURE

Your Financial Life Has Outgrown a Standard Playbook.

Let's Build a Strategy That Accounts for Everything.

Executive financial planning requires a different level of thinking. High income brings high tax exposure. Complex compensation structures like deferred comp, bonuses, benefits packages, and equity require coordination, not compartmentalization. And the higher your income climbs, the more costly it can become to manage these pieces in isolation.

 

Summitry works with executives and senior leaders to coordinate the full picture. We build plans that reflect the reality of leading at the highest level, not one built for someone earlier in their career.

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What our clients say

Important Disclosure Regarding All Client Testimonials Below: Each of the below testimonials have been made by current clients. None of the clients below have been compensated for their testimonial and they do not have any conflicts of interest with respect to Summitry related to providing their respective testimonial. The experiences described by each client below may not be representative of the experience of other clients and are not a guarantee of future performance or success.

“I appreciate the fact that Summitry will be in a position to help my children and grandchildren manage their investments when I pass away.”

Chuck, client since 2010

“Outstanding. Every member I have worked with is knowledgeable and caring. I never leave a conversation confused or wanting.”

Dave, client since 2009

“It's been a relief and given me a good 'piece of mind' having our advisor and Summitry help us with our financial planning all these years and I feel fortunate to have been referred to Summitry and our advisor.”

Kathy, client since 2009

“Summitry has been a true partner in identifying my financial and life goals and challenges, coming up with options, and walking through the best solution for me. I've been pleased with our working relationship. Summitry is what I was looking for when evaluating a financial advisor--a small, family-oriented firm that cares about me and my family.”

Kelvin, client since 2024

We work with a limited number of new clients each quarter to maintain the depth of service our existing clients expect. Submit your information, and we'll be in touch within one business day.

HOW SUMMITRY APPROACHES EXECUTIVE FINANCIAL PLANNING

See if this approach makes sense for you.

How Summitry Navigates Executive Wealth Management

Summitry is headquartered at the center of the Bay Area's technology ecosystem, one of the most concentrated environments for executive-level financial complexity in the world. That proximity has shaped how we think and what we know. We bring that depth of experience to senior leaders across industries and across the country.

 

The Problem With Most Executive Financial Advice

We often see approaches break down in one of two ways.
Neither approach is built for the financial life of a senior leader.

1. You manage it yourself:

  • The decisions feel manageable until the tax bill, the deferred comp election, or the estate planning gap makes clear they weren't
  • Income, investments, and benefits are tracked separately with no unified strategy
  • The complexity compounds faster than the time available to address it

2. You hire a generic firm

  • Advisors who often understand portfolios but not the nuance of executive compensation
  • Reactive tax planning that might fail to address future tax exposure
  • A strategy built for accumulation, not for someone already operating at the top of their earning years

How summitry solves this

Instead of treating income, taxes, retirement, and estate planning as separate conversations, we connect them into one coordinated strategy.
 
  • Tax strategy built around your full compensation picture — income, bonuses, deferred comp, and investment gains
  • Deferred compensation elections and distribution planning coordinated with your long-term income and tax goals
  • Retirement funding calibrated to your income level, timeline, and lifestyle expectations
  • Estate planning that reflects the full scale of what you've built
  • Benefits coordination across executive compensation packages
  • Equity planning integrated where applicable, not assumed to be the whole story

WHAT THIS CAN MEAN FOR YOU

  • You stop managing your financial life in isolated pieces
  • Your tax strategy reflects your full compensation picture
  • You have a clear plan for what comes next whether it’s a role change, a retirement, or a significant financial event
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Executive Tax Strategy

High income demands proactive tax planning. We coordinate income, deferred comp, bonuses, and investment gains into one strategy so nothing is planned in isolation.

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Deferred Compensation Planning

The value of deferred comp depends on how it's structured. We help you evaluate deferrals, time distributions, and coordinate with your broader tax picture.

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Retirement Planning

Retirement looks different at this level. We build a strategy around your income, timeline, and lifestyle and plan clearly for what comes after.

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Estate Planning

We coordinate compensation structures, beneficiary designations, and wealth transfer goals into an estate plan that reflects everything you've built.

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Equity Compensation

For executives with stock, options, or equity awards, we integrate equity into the broader strategy. Timing, diversification, and concentration risk managed as part of the whole picture.

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Digital Experience

A clear view of your full financial picture, available when you need it. No chasing. No guessing.

ABOUT US

Summitry is a wealth management firm providing executive financial planning and integrated wealth management for senior leaders across industries. We've built our practice around the financial complexity that defines leadership-level wealth: high income, complex compensation structures, significant tax exposure, and estate planning at scale. We work with executives nationwide, bringing the depth of experience that comes from operating at the center of one of the world's most financially complex environments.

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FAQ

What is executive financial planning and how is it different?

Most financial plans are built around a salary, a brokerage account, and a retirement date. Executive compensation is more layered because of things like high income, deferred compensation, bonuses, benefits, and often equity. The tax exposure at this level is significant, and the cost of uncoordinated advice compounds quickly.

 

How does Summitry approach deferred compensation planning?

Deferred compensation requires careful thought at the election stage and again at distribution. We help executives evaluate how much to defer, how to structure distribution timing, and how deferred comp interacts with the rest of their income and tax picture.

 

How does Summitry coordinate with my existing advisors?

We can work alongside your CPA, corporate counsel, and other professionals. In many cases, the most valuable thing we do is ensure that the people advising you on different parts of your financial life are actually talking to each other.

Complexity is expected. Clarity is the work.

Talk with Summitry about a financial plan built around the demands of leading at the highest level.

 

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Bay Area Wealth Management
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